• Enterprise business strategy for corporate clients - providing tailored service for start-ups, turnarounds, re-alignments and sustaining competitive edge and success;
  • Corporate Governance and Regulatory Compliance – providing advice, audit and review of policy and procedures, impact analysis and hands-on expertise for achieving compliance and mitigation of reputational risk;
  • Strategic and operational planning for driving growth, incremental revenue and cost reduction.


  • Data analysis, transformation and mapping.
  • Scorecard development.
  • Predictive Modelling and forecasting.
  • Model implementation, calibration and validation.
  • Review and Audit.
  • Applying new concepts in decisioning.
  • Bureaux and credit reference agencies link and analysis.


  • Organising data warehousing.
  • Performing data manipulation and cleansing.
  • Data mining.
  • Customer application management.
  • Customer behaviour management.
  • Collection and payment delinquency management.
  • Decisioning and bureaux services.
  • Fraud and money laundering.

Exeter Risk Management Corporation Limited (ERMC) is a UK-based provider of services to the retail banking community, ranging from management consultancy to turnkey technology solutions.

Established in 1997 by Exeter University alumnae, the company initially focused on leveraging academic research and pragmatic developments.  Solutions developed by the partners led to publications, patents and resulted in turning stretch visions and strategies into reality with measurable incremental revenue and cost reductions. In the fall of 2013 we re-launched our services. Our consultancy engagements range from business transformation, interim assignments to programme management, technology and outsourcing solutions.  Read more …

Recent news

Introduction to Credit Risk part of the Master’s Programme in Applied Econometrics and Economic Modeling.

We are glad to announce that on 20th of December Mr. Rossen Valtchanov delivered a lecture on Introd ...

Credit Risk Management Course part of the Master’s Programme in Applied Econometrics and Economic Modeling

On 12th of December, Dr. Yurt Alici - expert with more than 20 years professional experience in cons ...

2-Day Workshop Humans and the Art of Analytical Modelling

More information about the program and the lecturers you can find here. [gallery ids="660,661,66 ...


Upon return from Edinburgh, ERMC would like to wish all participants and the Academic Faculty of the ...